Payday loans customer

Meet David

David needed to borrow £180 until his next payday.  He applied online and got his money within an hour.  David repaid his loan when he got paid 28 days later at a total cost of £225.

Representative APR 1737% (variable*)

10 reasons to get a Payday Loan from us

  • Borrow between £100 - £1,000
  • Cash sent within 15 minutes
  • Borrow for any reason
  • 100% online application
  • There are no hidden costs
  • Apply 7 days a week
  • Easy 60 second application
  • Even on bank holidays
  • No faxing
  • No phone calls

Did you know that 95% of our customers would recommend us to friends and family?

Customer Survey 2011
Cash within 15 minutes – Payday Loan – The Consumer Friendly Lender

Instant payday loans — a boon in a financial emergency

Payday loans, defying all criticisms from multiple quarters, have grown in the United Kingdom at a whopping rate of more than 400 percent in the last four years. Obviously, the figure points at the growing popularity of instant payday loans. Payday loans are especially useful for a financial exigency. Payday loan organisations lend cash quickly and the approval process is transparent, fair and hassle-free for borrowers. Swift and hassle-free loan approvals are hence, the unique selling points of a payday loan organisation. Payday loan customers have attested to the tremendous utility of payday loans in quickly addressing such financial emergencies as unpaid medical bills and rent. Also, if repaid within the agreed time, payday loans can be less costly than almost any other long-term loan.

Why is an instant payday loan the popular choice for borrowers?

A payday loan is a short-term and an unsecured loan till the next payday of the borrower. A payday loan is specifically designed to quickly fulfil the requirements for a relatively small amount of cash (payday loan organisations lend as low as £100). A lender typically charges a fee for the loan and the applicant needs to repay the loan along with the fee by the agreed deadline. Depending on the agreement between the borrower and the lender, the borrower can repay the loan either by a cheque or by allowing the lender to directly withdraw the amount from the bank account. Typically, along with the loan application, the borrower also needs to produce specific documents (type of documents may vary depending on the requirements of the specific lenders) such as a bank account statement and an employment proof. However, the documentation requirements are usually easy to fulfil and loan approval process is quicker than that in a regular financial institution.

What do instant pay day loans offer that standard payday loans do not?

How to be approved for an instant payday loan?

Payday loan applicants need to:

Detractors of payday loans observe that lenders make substantial profits at the expense of desperate and unsuspecting customers. Payday loans are also criticised for their unbridled interest rates. The criticism regarding high interest rates of payday loans is without substance because a typical payday loan does not calculate the repayment cost on the basis of APR. See payday loan FAQ for more info. is ranked 9 out of 10. Based on 371 user reviews.